Alane Basco, from Poulsbo, Wa., lost her job in 2008 and was on her husband’s insurance plan until he switched to a new employer who didn’t offer health coverage. She was on COBRA through his old company until she couldn’t afford it anymore and is now uninsured.

“I have two medical conditions that put me in the high-risk category and I have been denied private insurance,” said Basco, 36.

There is a state program for high-risk individuals offering such policies at a discount, about $278 a month for her coverage.

“It's not extremely high, but it is outside of our budget,” she lamented.

Ashleigh Menzies is about to turn 26 and, as a result, has lost her insurance because she’s no longer covered under her parents’ policy — a benefit that came out of health care reform.

Menzies lives in Washington, D.C., and works full time as a nanny, but did not negotiate any healthcare insurance coverage when she was first hired.

“I just try to stay as healthy as possible, which is hard being a nanny, and medicate with over-the-counter or home remedies,” she explained.

Reference:http://today.msnbc.msn.com/id/44290327/ns/today-money/t/prices-rising-fewer-health-insurance-options/